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Whether you use your credit card for online shopping or emergency expenses;
we offer several credit cards to meet your needs. Each credit card offers the
benefits that you deserve – including Purchase
Protection, Extended Warranty, Travel Assistance, Travel Accident Insurance,
and Car Rental Discounts.*
Consumer Credit Cards
Choose the VISA® card that's right for you – and, for something truly personal,
design your own card. No matter which card you choose, you'll enjoy a wide range of
benefits that include competitive rates, identity theft protection and more.
Maximum Rewards® Platinum Edition® Visa® Card
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• Introductory 0% APR2 on purchases and balance transfers for the first 12 billing cycles after your account is opened.
• After the intro rate expires, keep saving with a variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria.
• Earn 1 points for every $1 in qualifying purchases.1
• Redeem points for gift cards, cash back in the form of a credit to your
account, merchandise, full-service airline travel, and more. Visit the
Maximum
Rewards Guide to
see a sample of reward options.
»
Summary of Credit Terms |
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Platinum Edition® Visa® Card
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• No annual fee2.
• Introductory 0% APR2 on purchases and balance transfers for the first 12
billing cycles after your account is opened.
• Keep saving after with a variable APR between 9.99% and 17.99% after the intro rates expire,
based on the Prime Rate depending on how you meet our credit criteria.
»
Summary of Credit Terms |
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Secured Card
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• Help build or rebuild your
credit.
• Decide what credit limit
between $300 and $5,000 (in $100
increments) you'd like.
• Please visit
any branch
to apply.
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Design Your Card
Customize your card today! It's fun, easy, and simple.
Upload your favorite digital image and you're on your way to designing
a credit card that is unique to you.
Access Your Account
Manage your account online 24 hours a day at
www.directcardaccess.com or
call Customer Service at 1-888-295-5540.
Important Information
In order to keep these rates, you must make payments when due, stay within your credit limit and be sure payments are not dishonored for any reason. Introductory rates do not apply to cash advances.
Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
We reserve the right to change the account terms should your credit profile change or for other reasons described in the
Summary of Credit Terms
All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.
* Complete details, including restrictions, limitations and exclusions will be available when you become a cardholder.
1 See the Rewards Terms and Conditions in the Summary of Credit Terms for details.
2For additional information about Annual Percentage Rates(APRs), fees and other
costs, see the Summary of Credit Terms.
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