Individual Retirement Accounts

Astoria Federal offers a choice of Individual Retirement Accounts that meet the needs of just about anyone. Please note that all IRAs are subject to qualifications and restrictions. Contact our Personal Bankers for more information. For specific tax deductibility information and IRS rules and regulations, you should consult with your individual tax advisor.

Traditional IRA

For many people, a Traditional IRA is an excellent way to save for retirement. Your contributions and interest earnings grow tax deferred until you begin making withdrawals which can help your money grow faster and may also be tax-deductible if you qualify.

Roth IRA

A Roth IRA offers you the benefits of tax-free earnings growth. A Roth IRA also offers other attractive benefits - particularly for individuals who anticipate they'll be in a higher income tax bracket when they retire.

Please click on "More Info" to receive more details about IRAs.

We're Here to Help...

Our Personal Bankers will be there every step of the way to make it easy for you. We'll help you select the right accounts from a variety of options and take the time to explain each step of the process to you. Simply click on "Ask The Expert" to send us an e-mail, call us at 1-800-ASTORIA, or click on "Locations" to find the branch nearest you. We look forward to working with you!